Health Insurance After Leaving Job

Keep your health insurance coverage after leaving a job

If you currently have a health insurance policy through your place of work, you may have the option to continue your health insurance coverage on an individual policy. This may be particularly beneficial if your current workplace policy meets your private healthcare needs and continuing under a similar* policy with the same insurer can offer a hassle-free way to avoid a break in your cover.

1.

What happens to my health insurance if I leave my job?

When your terms of employment end, so to will your health insurance cover, unless otherwise stipulated in your contract and agreed by the insurer.

To ensure there is no break in cover, and to protect your existing underwriting terms, you should aim for your new personal policy to be arranged by the time you leave employment.

2.

Can I stay on the same health insurance policy after leaving my job?

If you would like your personal policy to be as close as possible to your workplace policy, you can contact your provider or appoint us to negotiate the terms on your behalf.

By getting in touch, we can advise you on the best approach to take and answer any questions you have. We can assist you in transferring to a similar* personal version of your workplace policy where possible.

What are the benefits of keeping your health insurance policy with the same insurer?

No break in cover

Changing to a personalised policy from your old workplace can be seamless, with no breaks in cover.

Member benefits

You may be able to access similar* levels of member benefits available to you on your workplace policy.

Peace of mind

Instead of needing to familiarise yourself with a brand new policy and provider, you’ll already have an understanding of your cover, the claims process and other policy information.

Ease of process

Contact our specialist advisors, who will provide you with a personalised recommendation after reviewing all benefit and underwriting options with your existing insurer.

*Insurers personal policies may have some differences in benefits and general terms & conditions when compared to their company paid policies.

We will endeavour to match the nearest personal policy to your current workplace policy.

I contacted James at Equity Health after a number of years benefiting from a company scheme. The attention to my needs and level of communication with me was extremely professional and overall the service was very personal and outstanding.

- Trusted customer, Feefo

Get A Quote

1.

When should I notify my provider?

If you want to continue with the same health insurance provider, you should get in touch as soon as you know your employment is ending. Some providers, such as Bupa, ask to be notified at least 3 months in advance, and allowing more time to compare your options may help you to make the right decision.

2.

Should I look for alternatives?

If there are any elements of your current workplace health insurance policy that you are not benefiting from, or it does not offer cover for, we would advise that you compare your health insurance options to find a more suitable policy for you and your circumstances.

Other Business Health Insurance Services

If leavers health insurance wasn’t the kind of cover you were looking for, you can browse some of the other business insurance pages we have below for more information.

Small Business
Health Insurance

Small Business Health Insurance is a type of health insurance for smaller companies and their workforce; providing private diagnoses, treatment and healthcare resources. Learn more about our small business health insurance below.

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Corporate Health
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Health insurance renewals couple climbing over rocks holding hands

Corporate Health Insurance is a type of business health insurance that is aimed at larger companies; covering both the directors and senior members and their workforce. Learn more about our corporate health insurance with the link below.

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Business Health Insurance Blogs

Below you'll find our latest blogs covering the topic of business health insurance. To see more articles like this, you can view our Health Insurance News & Blogs page here.

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This guide explores the fundamentals of company health insurance in the UK, such as its definition, cover options, policy details, and how it compares to personal health insurance plans.

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Health insurance after leaving your job

Health Insurance after Leaving your Job

Keep your health insurance coverage after leaving a job

What happens to my health insurance if I leave my job?

Can I stay on the same health insurance policy after leaving my job?

What are the benefits of keeping your health insurance policy with the same insurer?

No break in cover

Member benefits

Peace of mind

Ease of process

When should I notify my provider?

Should I look for alternatives?

Other Business Health Insurance Services

Small Business
Health Insurance

Group Travel
Insurance

Corporate Health
Insurance

Business Health Insurance Blogs

How does company health insurance work in the UK?

Affordable health insurance in the UK

How to get a health insurance quote

All Blog Posts:

Small Business
Health Insurance

Small Business
Health Insurance

Small Business
Health Insurance

Small Business
Health Insurance

Small Business
Health Insurance

Small Business
Health Insurance